Car Subscription
One all-inclusive monthly payment with a short minimum term, then rolling month to month. The most flexible option and the easiest to exit. Best when your plans could change.
Explore subscriptions
Car SubscriptionShort-term vehicle specialists since 2007
Car leasing that ends when you need it to
Subscriptions, flexible leases and fixed short-term contracts from 1 to 24 months — on cars and vans, delivered anywhere in mainland UK. Servicing, road tax, warranty and breakdown cover are all in the monthly price. You add insurance and fuel.
- FCA registered & GDPR compliant
- Trading since 2007
- Nationwide UK delivery
- 5 working days’ notice to return
What do you need?
Jump straight to the right agreement, or let the finder work it out for you.
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Start here
Four ways to get a vehicle without a three-year contract
Most people arrive knowing they do not want a long lease, but not which short-term option fits. Here is the honest difference between them.
Short-Term Lease
A fixed contract from 3 to 24 months at a lower monthly rate than a subscription. Best when you already know exactly how long you need the vehicle for.
Explore short-term leases
Short-Term LeaseFlexible Lease
A short minimum term — often three months — that then rolls with notice. Sits between the two: cheaper than a subscription, more escapable than a fixed lease.
Explore flexible leasing
Flexible LeaseVans & Commercial
The same three structures applied to panel vans, crew vans, tippers and pickups. Popular on 6 and 12 month terms for contract work and seasonal demand.
Explore van options
Vans & CommercialLive fleet
Vehicles we can supply now
A selection from our current fleet. Prices shown exclude VAT for business users. Availability changes daily — the full list is always live in the showroom.
Short-Term Car Lease
12 Month Lease
Peugeot
3008 Estate
1.2 Hybrid 145 Allure
- 12 months
- 1,500 mi/mo
- Hybrid
£519 +VAT
per month
Short-Term Car Lease
BYD
Seal U Estate
1.5 DM-I Boost
- 6 months
- 1,600 mi/mo
- Plug-in Hybrid
£529 +VAT
per month
Short-Term Car LeaseElectric
BYD
Sealion 7 Estate
230kW Design 83kWh
- 6 months
- 1,500 mi/mo
- Electric
£649 +VAT
per month
Short-Term Car LeaseElectric
Mercedes-Benz
EQA Hatchback
EQA 250+ 140kW Urban Edition
- 6 months
- 833 mi/mo
- Electric
£679 +VAT
per month
9 Month Lease
Volvo
XC60 Estate
2.0 T8 PHEV Ultra Dark
- 9 months
- 1,500 mi/mo
- Plug-in Hybrid
£729 +VAT
per month
What you actually pay for
What the monthly price covers
On a subscription or flexible lease, servicing and maintenance are included — you add insurance and fuel. On a fixed short-term lease maintenance is not standard, but it is optional on the majority of agreements and your quotation says which.
Subscription or flexible lease includes
- Vehicle rental for the full agreement term
- Servicing and routine maintenance
- Road fund licence (road tax) for the duration
- Manufacturer warranty cover
- Breakdown assistance
- Nationwide delivery and end-of-term collection
You arrange separately
- Fully comprehensive insurance (you arrange this)
- Fuel or electricity
- Congestion, clean air and ULEZ charges
- Parking fines and speeding penalties
- Accidental damage, and wear beyond our return standards
- Excess mileage above your contracted allowance
Fixed short-term lease includes
- Vehicle rental for the full agreement term
- Road fund licence (road tax) for the duration
- Manufacturer warranty cover
- Breakdown assistance
- Nationwide delivery and end-of-term collection
Not included as standard
- Servicing and maintenance — not standard, but optional on most agreements
- Fully comprehensive insurance (you arrange this)
- Fuel or electricity
- Congestion, clean air and ULEZ charges
- Accidental damage, and wear beyond our return standards
- Excess mileage above your contracted allowance
Where we're different
The cases other brokers turn away
Plenty of companies can lease a car to a five-year-old limited company with a clean credit file. Far fewer can help when the paperwork is less tidy — and that is most of what we do.
New start-up businesses
Trading under two years with no filed accounts? Mainstream funders decline almost automatically. We place these routinely, usually with a larger initial payment or a director's guarantee.
New business leasing
New start-up businessesExpats & overseas customers
Returning to the UK or relocating here with no recent UK credit history or address footprint. We work with funders who assess the person, not just the file.
Expat car leasing
Expats & overseas customersOverseas directors & parent companies
A UK-registered company whose directors, parent or shareholders sit outside the UK. Solvable, but it needs a funder who understands the structure.
Overseas director leasing
Overseas directors & parent companiesNon-status leasing
Outside standard credit criteria — a new company, an overseas parent, no UK credit history. Assessed case by case by specialist underwriters rather than declined automatically.
Non-status leasing
Non-status leasingBusiness & fleet
One vehicle or fifty, with consolidated invoicing, staged deliveries and a single point of contact. Terms that flex with contract wins rather than fighting them.
Business leasing
Business & fleetSalary sacrifice
Give staff an electric car out of gross salary. Employees save income tax and National Insurance; the company saves employer NI. No capital outlay.
Salary sacrifice
Salary sacrificeNot sure which?
Answer six questions, get a straight answer
The Vehicle Finder works out whether a subscription or a fixed lease suits your situation, then shows you the vehicles that match. Under a minute.
How it works
Enquiry to driveway in five steps
Tell us what you need
Vehicle type, rough term, monthly mileage and delivery postcode. That is enough for us to start.
We check real availability
We quote from what we can actually supply, with an honest lead time. If it is four weeks, we say four weeks.
Written quote
Monthly figure, initial payment, mileage allowance, excess mileage rate and delivery charge. All of it, in writing.
Application & approval
A short online application. Straightforward cases are often approved same day; specialist cases take a little longer.
Delivered to you
In-stock vehicles can arrive in as little as 3–5 working days from a signed order and payment. Delivered anywhere in mainland UK, and collected again at the end.
By the numbers
A long time doing one thing
0Supplying short-term vehicles since
0Maximum contract length, in months
0Minimum contract length, in months
0Percentage of mainland UK we deliver to
Do your homework
Compare us properly — we would rather you did
Short-term leasing is a competitive market and we are not always the cheapest. These independent resources are genuinely useful if you want to compare providers before you speak to anyone.
- Compare Car Subscriptions — a side-by-side comparison of UK subscription providers and what each one includes.
- The Car Expert: best car subscription providers — independent editorial review of the main players.
- The Car Expert: best websites for short-term car leasing — a useful sense-check on who does short-term properly.
We are part of Cocoon Vehicles Ltd, trading since 2007 and FCA registered. If another provider suits you better, take it — a badly matched contract helps nobody.
Answers
Frequently asked questions
The things people ask before they commit. There is a longer list on our FAQ page.
Our shortest agreements start at one month on selected vehicles, though the majority of our fleet is supplied on terms of 3, 6, 9 or 12 months. Anything under three months usually works out better as a subscription than a fixed lease, because the initial payment on a very short fixed contract can be disproportionate.
In-stock vehicles — generally those with a GL or GPC supplier reference — can be delivered in as little as 3 to 5 working days from a signed order form and payment. If a credit line is already in place it can be sooner. Pre-order vehicles depend on the supplying fleet's schedule, and we will always give you the honest lead time before you commit.
There is an initial payment at the start of the agreement, usually equivalent to one to three monthly rentals — that is rental paid up front, not money held on account. Separately, we may also take a refundable deposit. Whether one is required is subject to status, and the amount is set by the underwriters. Both figures are shown clearly on your quotation before you commit.
No. You arrange your own fully comprehensive insurance, which gives you control over the policy, the excess and your no-claims record. We can introduce you to a specialist broker who is used to writing cover for short-term and subscription agreements if your current insurer is awkward about it.
We collect the vehicle. There is nothing to sell, no part-exchange to negotiate and no residual value risk sitting with you. Short-term vehicles are assessed against our own return standards rather than the BVRLA fair wear and tear standard. If you keep the vehicle beyond 18 months, BVRLA fair wear and tear does then apply. We follow the BVRLA code of conduct at all times.
Yes, and further than most people expect. Subscriptions and flexible leases roll on after the minimum term, and you can keep the same vehicle until it reaches three years old — no forced swaps partway through. On a fixed short-term lease we can often extend or re-contract, subject to availability. Talk to us before the end date rather than after it.
Next step
Tell us what you need and when
Send us the vehicle type, rough term and your postcode. We will come back with real availability and a written quote — usually the same working day.